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The week's question
In March 2025, in the thread "Re: OT, out", Umm asked the members: "Do you think it is because America is made up of magical soil that makes businesses based in America magically profitable?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
Answer this questionContinue to Shrewd'mThis note won't appear again
Personal Finance / Retirement Investing
Top 500 Retirement Investing posts of all time!
  Author Recs Date
The Case for Long-Term Buy and Hold Investing
Manlobbi4905/13/25
Re: Jim's 'annuitization'
mungofitch3409/19/23
Re: The Case for Long-Term Buy and Hold Investing
InParadise2405/14/25
Re: The Case for Long-Term Buy and Hold Investing
Said2105/13/25
Transferring assets to the next generation
Rubic2005/15/25
Re: The Healthcare Plan Most People Should Buy
InParadise1902/19/26
Re: The Healthcare Plan Most People Should Buy
InParadise1902/19/26
Re: From broke to $23 MM net worth w/ index funds
sutton1901/20/26
Re: Jim's 'annuitization'
carolsharp1909/19/23
Re: Yale Finance Prof. advises 100% stock
unquarked1804/07/26
Re: The 4% rule inventor makes some revisions
mungofitch1808/11/25
Re: TIPS?
mungofitch1809/27/23
Retirement Year 8
sutton1701/04/25
Re: Yale Finance Prof. advises 100% stock
sykesix1603/30/26
Re: 100% Stocks
richinmd1610/31/25
Re: The Case for Long-Term Buy and Hold Investing
Texirish1605/14/25
Re: 100% Stocks
OrmontUS1511/03/25
Re: The 4% rule inventor makes some revisions
mungofitch1508/12/25
Re: Fire the Advisor with the 3% Fee?
InParadise1404/27/26
Re: The Healthcare Plan Most People Should Buy
intercst1402/18/26
Re: Don't delay your retirement, anything could h
sykesix1401/03/26
Re: Total Portfolio Allocation and Withdrawal
Manlobbi1401/30/25
Annuities question
FishBulb1408/13/24
Re: Cars, year one, no commuting
suaspontemark1303/16/26
Re: Don't delay your retirement, anything could h
Rubic1301/04/26
Re: Safe Retirement Withdrawal Rate for 2026
mungofitch1312/07/25
Re: OIG + SSA letter - suspect DOGE phishing\fraud
bacon1306/10/25
Re: Cognitive decline
mungofitch1307/31/23
Re: The 90% rule for Social Security
flightdoc 1011209/10/26
Re: From broke to $23 MM net worth w/ index funds
ajm1011201/20/26
Re: The 4% rule inventor makes some revisions
InParadise1208/10/25
Re: The Case for Long-Term Buy and Hold Investing
InParadise1205/14/25
Re: The amazing arithmetic of Social Security
rayvt1211/24/24
Medicare Advantage Ruining Care for the Rest of Us
intercst1108/07/26
Re: Fire the Advisor with the 3% Fee?
InParadise1104/27/26
Re: Cars, year one, no commuting
Goofyhoofy1103/17/26
(nearly) year one of retirement has been good
suaspontemark1112/31/25
Re: Portfolio for a 90 year old
mungofitch1112/03/25
Re: Portfolio for a 90 year old
rayvt1110/12/25
Re: OIG + SSA letter - suspect DOGE phishing\fraud
weatherman1108/06/25
Re: I like annuities
mungofitch1106/23/25
Re: The Case for Long-Term Buy and Hold Investing
InParadise1105/14/25
Re: What's worse than lottery tickets?
hedgehog4441111/20/24
Re: What's worse than lottery tickets?
sykesix1111/16/24
Re: Early retirement pitfalls?
hedgehog4441105/30/24
Re: Budget Software
bighairymike1102/03/24
Re: Self funded LTC
hedgehog4441112/24/22
Re: Forced Reirement at 50 with no Health Insurance
PhoolishPhilip1009/24/26
Re: The psychology of retiring - oft ignored
FlyingCircus1009/04/26
Re: 2Q CY2026 was great, but feels janky
Manlobbi1007/04/26
Selling the oldest holding
suaspontemark1005/04/26
Re: First Withdrawal
onepoorguy1004/15/26
Re: Dave Ramsey vs. Boggleheads
rayvt1004/13/26
Re: Cars, year one, no commuting
Goofyhoofy1003/16/26
Re: Most real life retirees don't take 4%
Carpian1003/08/26
Re: Markets Tanking
sykesix1003/03/26
Re: Taxes and Retirement
intercst1002/28/26
Trump screw-up allows exit from Medicare Advantage
intercst1001/07/26
Don't delay your retirement, anything could h
intercst1001/03/26
Re: 100% Stocks
sykesix1010/22/25
Re: The 4% rule inventor makes some revisions
mungofitch1008/12/25
Re: The 4% rule inventor makes some revisions
InParadise1008/10/25
Re: Why to not pay off your mortgage.
Mark1004/25/25
Re: TIPS?
Mark1003/06/25
Retirement Year 2
richinmd1001/03/25
Re: What's worse than lottery tickets?
onepoorguy1011/16/24
Re: What's worse than lottery tickets?
rayvt1011/12/24
Re: taking SS early
onepoorguy1007/22/24
Re: Was the 401(k) a Mistake?
onepoorguy1006/17/24
Nearly 1 year
richinmd1012/21/23
Re: Jim's 'annuitization'
mungofitch1009/19/23
Re: Cognitive decline
sutton1007/30/23
Buying Treasuries Via Vanguard
bighairymike1002/25/23
Re: Cash Cows Anyone?
Manlobbi1001/24/23
Welcome!
Manlobbi1012/17/22
Trump Ejects 750,000 from Obamacare
intercst909/22/26
Re: The 90% rule for Social Security
sykesix909/08/26
A 35% "skim rate" on Medigap Plans?
intercst908/22/26
Re: Fire the Advisor with the 3% Fee?
flightdoc 101904/28/26
Re: Fire the Advisor with the 3% Fee?
InParadise904/25/26
Re: Dave Ramsey vs. Boggleheads
AdrianC904/14/26
Re: Yale Finance Prof. advises 100% stock
Beginner904/04/26
Re: Cars, year one, no commuting
ajm101903/16/26
Cars, year one, no commuting
suaspontemark903/16/26
How MedicareAdvantage Costs Taxpayers&Retirees
intercst902/27/26
Re: The Healthcare Plan Most People Should Buy
sutton902/24/26
Re: The Healthcare Plan Most People Should Buy
suaspontemark902/22/26
Re: Year One withdrawal rate
suaspontemark902/09/26
Re: Don't delay your retirement, anything could h
InParadise901/05/26
Re: Safe Retirement Withdrawal Rate for 2026
suaspontemark912/09/25
Re: Portfolio for a 90 year old
mungofitch912/03/25
Re: 100% Stocks
sykesix910/27/25
Re: 100% Stocks
PhoolishPhilip910/25/25
Re: 100% Stocks
unquarked910/25/25
Re: The 4% rule inventor makes some revisions
mungofitch908/12/25
Re: I like annuities
mungofitch906/30/25
Re: OIG + SSA letter - suspect DOGE phishing\fraud
rayvt906/10/25
Re: No need to worry about retirement!
AdrianC904/07/25
Re: Total Portfolio Allocation and Withdrawal
rayvt901/30/25
Re: Medicare Advantage
intercst911/24/24
Re: What's worse than lottery tickets?
AdrianC911/16/24
Re: taking SS early
sykesix907/21/24
Re: Investment/Retirement Accounts
Neuromancer906/24/24
Re: Was the 401(k) a Mistake?
rayvt906/15/24
Re: Early retirement pitfalls?
rayvt904/28/24
Year End 2023
richinmd912/31/23
TIPS?
rivervalley909/26/23
Re: Jim's 'annuitization'
WEBspired909/20/23
Re: Self funded LTC
bacon912/23/22
Re: Forced Reirement at 50 with no Health Insurance
ajm101810/03/26
Re: How to take $200,000/yr from a $2MM portfolio
UpNorthJoe809/26/26
Re: Forced Reirement at 50 with no Health Insurance
intercst809/23/26
Forced Reirement at 50 with no Health Insurance
intercst809/21/26
Re: The psychology of retiring - oft ignored
rayvt809/05/26
derisking - down to 65% equities
suaspontemark806/23/26
Medicare Advantage Denials
intercst806/11/26
Re: Fire the Advisor with the 3% Fee?
onepoorguy804/25/26
Re: Short Squeeze
rayvt804/18/26
Short Squeeze
intercst804/18/26
First Withdrawal
AdrianC804/15/26
Re: Yale Finance Prof. advises 100% stock
intercst803/28/26
Re: Cars, year one, no commuting
suaspontemark803/18/26
The scary "downdraw years" in early reti
intercst802/28/26
Re: The Healthcare Plan Most People Should Buy
intercst802/17/26
Year One withdrawal rate
suaspontemark802/06/26
Re: Don't delay your retirement, anything could h
onepoorguy801/03/26
Re: New York Times -- Social Security at age 70?
rayvt812/07/25
Bucket Approach
richinmd804/03/25
International Stocks
richinmd801/30/25
Re: Retirement Year 8
WEBspired801/15/25
Re: Retirement Year 8
sutton801/06/25
Re: What's worse than lottery tickets?
hedgehog444811/15/24
Re: What's worse than lottery tickets?
intercst811/15/24
Re: What's worse than lottery tickets?
Mark811/12/24
OT kindness costs nothing
FishBulb810/11/24
Re: taking SS early
bighairymike807/20/24
Theory v. Practice
sutton806/17/24
Re: Early retirement pitfalls?
onepoorguy805/01/24
Re: TIPS?
DTB809/26/23
Re: Forced Reirement at 50 with no Health Insurance
onepoorguy709/23/26
Re: The 90% rule for Social Security
rayvt709/06/26
Re: Securities Backed LOC (SBLOC)
rayvt708/23/26
2Q CY2026 was great, but feels janky
suaspontemark707/02/26
Re: Musk: Saving for Retirement Irrelavant
suaspontemark706/15/26
Re: Fidelity: You don’t need an ER fund
AdrianC706/11/26
Re: Fire the Advisor with the 3% Fee?
InParadise704/27/26
Re: Fire the Advisor with the 3% Fee?
InParadise704/26/26
Re: Yale Finance Prof. advises 100% stock
unquarked704/06/26
Re: Yale Finance Prof. advises 100% stock
flightdoc 101703/30/26
Re: Yale Finance Prof. advises 100% stock
InParadise703/27/26
Re: Cars, year one, no commuting
FlyingCircus703/18/26
Re: Markets Tanking
Lear703/03/26
Re: The Healthcare Plan Most People Should Buy
onepoorguy702/23/26
Re: The Healthcare Plan Most People Should Buy
sykesix702/23/26
Re: Year One withdrawal rate
onepoorguy702/09/26
Re: From broke to $23 MM net worth w/ index funds
Bluehorseshoe701/20/26
Re: (nearly) year one of retirement has been good
suaspontemark701/01/26
Re: New York Times -- Social Security at age 70?
sykesix712/12/25
Re: Safe Retirement Withdrawal Rate for 2026
rayvt712/09/25
Second order effects - asset depletion loans
suaspontemark712/09/25
Re: Portfolio for a 90 year old
mungofitch712/05/25
Re: Portfolio for a 90 year old
k1moe711/13/25
Re: Zweig article/30-year Returns
rayvt709/11/25
Re: The 4% rule inventor makes some revisions
RAMc708/18/25
Re: The 4% rule inventor makes some revisions
rayvt708/12/25
The 4% rule inventor makes some revisions
PucksFool708/09/25
Re: I like annuities
rayvt706/23/25
I like annuities
sutton706/12/25
Re: The Case for Long-Term Buy and Hold Investing
Mark705/15/25
Re: The Case for Long-Term Buy and Hold Investing
InParadise705/15/25
No need to worry about retirement!
vez704/07/25
Re: TIPS?
rayvt703/05/25
Re: On SS
Mark701/08/25
On SS
rayvt701/08/25
Re: When do you take your RMD?
rayvt701/08/25
Re: Retirement Year 2
bighairymike701/04/25
Re: The amazing arithmetic of Social Security
intercst711/24/24
Re: What's worse than lottery tickets?
hedgehog444711/22/24
Re: taking SS early
rayvt707/21/24
Re: Investment/Retirement Accounts
blm706/23/24
Retirement investing fees and costs
intercst705/27/24
Re: Was the 401(k) a Mistake?
FlyingCircus705/19/24
Re: RMD's at Vanguard
BenSolar702/17/24
Re: Budget Software
onepoorguy702/02/24
Re: Roth Conversions
hedgehog444712/24/23
Re: Roth Conversions
bighairymike712/22/23
5.0% checking account, no onerous rules
rayvt712/06/23
Re: Thoughts on Retirement Investing
rayvt710/24/23
Re: Forced Reirement at 50 with no Health Insurance
intercst609/28/26
Re: Forced Reirement at 50 with no Health Insurance
AdrianC609/28/26
Re: The 90% rule for Social Security
sykesix609/14/26
Re: The 90% rule for Social Security
sykesix609/13/26
Re: Trump's $500 check for Obamacare overcharges
sykesix609/10/26
Re: The 90% rule for Social Security
sykesix609/09/26
How the new Health Plans cheat you
intercst606/25/26
Big Changes Coming to Obamacare
intercst606/15/26
Social Security
AdrianC606/11/26
Re: Fire the Advisor with the 3% Fee?
onepoorguy604/27/26
Re: First Withdrawal
AdrianC604/16/26
Re: Cars, year one, no commuting
Goofyhoofy603/19/26
Taxes and Retirement
richinmd602/28/26
The Healthcare Plan Most People Should Buy
intercst602/15/26
Re: From broke to $23 MM net worth w/ index funds
ajm101601/20/26
From broke to $23 MM net worth w/ index funds
intercst601/19/26
Re: Take Early Non-Roth distributions?
InParadise601/15/26
Re: Don't delay your retirement, anything could h
richinmd601/03/26
Re: Safe Retirement Withdrawal Rate for 2026
carolsharp612/09/25
New York Times -- Social Security at age 70?
intercst612/07/25
Re: Portfolio for a 90 year old
mungofitch612/05/25
Safe Retirement Withdrawal Rate for 2026
AdrianC612/04/25
Re: Portfolio for a 90 year old
hedgehog444612/04/25
Re: Portfolio for a 90 year old
mungofitch612/04/25
Re: Portfolio for a 90 year old
Bluehorseshoe611/13/25
Re: Fixed income/bond investments
blm611/01/25
Re: 100% Stocks
richinmd610/28/25
Re: 100% Stocks
Mark610/23/25
Re: Portfolio for a 90 year old
Mark610/13/25
Re: Protecting the Downside
onepoorguy610/08/25
Re: Protecting the Downside
rayvt609/23/25
Re: Partial IRA to Roth Rollover
rayvt609/14/25
Re: Zweig article/30-year Returns
richinmd609/11/25
Re: Zweig article/30-year Returns
InParadise609/06/25
Re: The 4% rule inventor makes some revisions
intercst608/22/25
Re: The 4% rule inventor makes some revisions
InParadise608/13/25
Re: The 4% rule inventor makes some revisions
onepoorguy608/10/25
Re: The Case for Long-Term Buy and Hold Investing
hardwaterruss605/19/25
Re: Transferring assets to the next generation
rayvt605/15/25
Re: Bucket Approach
WEBspired604/03/25
taxes, distributions, and ACA
onepoorguy603/08/25
Re: 401k
sutton611/04/24
Re: Fixed Income allocation technique
intercst610/22/24
Re: Fixed Income allocation technique
blm610/21/24
Yay! Fidelity CMA cash core position
rayvt606/20/24
Re: Was the 401(k) a Mistake?
intercst606/17/24
Re: Was the 401(k) a Mistake?
WEBspired606/10/24
The Mudsill Theory: The foundation of capitalism
intercst605/30/24
Re: Early retirement pitfalls?
sykesix605/07/24
WFC-L and friends
rayvt610/19/23
Re: Jim's 'annuitization'
WEBspired609/20/23
Re: Weighing in on elderly parent IRA
AdrianC608/12/23
Cognitive decline
hedgehog444607/22/23
Brokered CDs
rayvt607/13/23
Re: Retirement
hardwaterruss604/23/23
Portfolio Diversification
InParadise602/22/23
Re: Trump to send $90 to Medicare Seniors
intercst510/05/26
Re: Forced Reirement at 50 with no Health Insurance
intercst510/03/26
Re: Forced Reirement at 50 with no Health Insurance
intercst510/01/26
Re: The 90% rule for Social Security
rayvt509/13/26
Re: The 90% rule for Social Security
rayvt509/12/26
Re: The 90% rule for Social Security
rayvt509/07/26
Re: The psychology of retiring - oft ignored
AdrianC509/05/26
Re: The psychology of retiring - oft ignored
richinmd509/03/26
Medicare Actually Pays Billions for LTC
intercst508/27/26
80 Years of Financial Knowledge in 53 Minutes
AdrianC508/14/26
Re: Apple's Employee #8 still on the job 50years
MisterFungi506/23/26
Re: Medicare Advantage Denials
onepoorguy506/11/26
Re: Fidelity: You don’t need an ER fund
rayvt506/10/26
Schwab rolling out fractional share trading
rayvt505/12/26
Re: Fire the Advisor with the 3% Fee?
suaspontemark504/29/26
Re: Fire the Advisor with the 3% Fee?
rayvt504/27/26
Re: Dave Ramsey vs. Boggleheads
AdrianC504/14/26
Re: Dave Ramsey vs. Boggleheads
rayvt504/13/26
Re: Cars, year one, no commuting
suaspontemark503/19/26
Re: Cars, year one, no commuting
InParadise503/17/26
Re: Cars, year one, no commuting
sykesix503/17/26
Re: Yale Finance Prof. advises 100% stock
marco100503/16/26
Re: Most real life retirees don't take 4%
InParadise503/11/26
Re: Most real life retirees don't take 4%
AdrianC503/08/26
Re: Most real life retirees don't take 4%
rayvt503/07/26
Re: Most real life retirees don't take 4%
richinmd503/06/26
Re: Taxes and Retirement
InParadise502/28/26
Re: The Healthcare Plan Most People Should Buy
onepoorguy502/19/26
Re: The Healthcare Plan Most People Should Buy
richinmd502/19/26
Finally got it right
richinmd502/12/26
Re: Purchasing service credit at retirement age?
Bluehorseshoe502/10/26
Re: Year One withdrawal rate
rayvt502/08/26
Re: Year One withdrawal rate
onepoorguy502/08/26
Re: Year One withdrawal rate
onepoorguy502/08/26
Re: From broke to $23 MM net worth w/ index funds
richinmd501/23/26
Re: Take Early Non-Roth distributions?
InParadise501/15/26
On buying stock in a borax concern
sutton501/07/26
Re: Don't delay your retirement, anything could h
intercst501/04/26
Re: Second order effects - asset depletion loans
InParadise512/13/25
Re: Portfolio for a 90 year old
Bluehorseshoe512/04/25
WSJ on retiree bond risk
sutton511/15/25
Re: Fixed income/bond investments
rayvt511/08/25
Re: 100% Stocks
rayvt511/01/25
Re: 100% Stocks
vez510/31/25
Re: 100% Stocks
rayvt510/27/25
Re: Portfolio for a 90 year old
rayvt510/12/25
Re: Zweig article/30-year Returns
rayvt509/11/25
Re: OIG + SSA letter - suspect DOGE phishing\fraud
mungofitch508/07/25
Re: I like annuities
rayvt506/27/25
Re: I like annuities
richinmd506/18/25
The Millionaire Next Door & gift-giving
Beginner505/15/25
Re: Transferring assets to the next generation
rayvt505/15/25
Re: Transferring assets to the next generation
InParadise505/15/25
Re: The Case for Long-Term Buy and Hold Investing
rayvt505/14/25
Total Portfolio Allocation and Withdrawal
AdrianC501/29/25
Re: Discounts/savings
richinmd501/23/25
Re: When do you take your RMD?
WEBspired501/15/25
Re: The amazing arithmetic of Social Security
BlueGrits511/25/24
Re: What's worse than lottery tickets?
Mark511/19/24
Re: What's worse than lottery tickets?
AdrianC511/19/24
Re: What's worse than lottery tickets?
blm511/16/24
Re: What's worse than lottery tickets?
AdrianC511/16/24
Re: What's worse than lottery tickets?
hedgehog444511/14/24
Re: What's worse than lottery tickets?
rayvt511/14/24
Re: What's worse than lottery tickets?
intercst511/13/24
Stay the course
AdrianC511/02/24
Mark Cuban: CEOs getting cheated on health care
intercst510/08/24
Re: Annuities question
rivervalley508/14/24
Re: taking SS early
sykesix507/21/24
Re: Investment/Retirement Accounts
WEBspired506/26/24
Re: Was the 401(k) a Mistake?
onepoorguy506/18/24
Re: Was the 401(k) a Mistake?
intercst506/07/24
Was the 401(k) a Mistake?
AdrianC505/08/24
Re: Social Security
sykesix505/07/24
Re: Early retirement pitfalls?
richinmd504/28/24
Re: Budget Software
sutton502/04/24
Re: RMD's at Vanguard
bighairymike501/28/24
Re: BlackRock's Defined-Maturity TIPS ETFs
AdrianC501/02/24
Re: Roth Conversions
hedgehog444512/23/23
Re: Thoughts on Retirement Investing
AdrianC510/25/23
Re: Short term cash yields
rayvt510/06/23
Re: Portfolio Diversification
BenSolar509/21/23
Re: Jim's 'annuitization'
mungofitch509/20/23
Re: Jim's 'annuitization'
sutton509/20/23
Re: Roth convert +/- AI
bighairymike504/27/23
Retirement
richinmd504/21/23
Re: Trump to send $90 to Medicare Seniors
flightdoc 101410/04/26
Tracking Expenses in retirement?
richinmd410/01/26
Re: Forced Reirement at 50 with no Health Insurance
FlyingCircus409/24/26
Re: At what annual cost would you dump your insurer_QM
onepoorguy409/21/26
Re: The 90% rule for Social Security
rayvt409/12/26
Re: The 90% rule for Social Security
AdrianC409/12/26
Re: The 90% rule for Social Security
onepoorguy409/07/26
The psychology of retiring - oft ignored
suaspontemark409/03/26
MYGAs up as treasuries go up
suaspontemark409/03/26
Re: Securities Backed LOC (SBLOC)
AdrianC408/24/26
Re: Retirement Investing
AdrianC407/02/26
Dividend Stocks
richinmd406/03/26
Re: Fire the Advisor with the 3% Fee?
Mark404/29/26
Re: Fire the Advisor with the 3% Fee?
intercst404/26/26
Re: First Withdrawal
AdrianC404/17/26
Re: First Withdrawal
onepoorguy404/16/26
Re: Cars, year one, no commuting
Mark403/17/26
Re: Most real life retirees don't take 4%
suaspontemark403/16/26
Re: Most real life retirees don't take 4%
InParadise403/11/26
Re: Most real life retirees don't take 4%
intercst403/07/26
Re: Most real life retirees don't take 4%
rayvt403/06/26
Re: Generalized fixed income news - ladder rebuild
richinmd403/06/26
Most real life retirees don't take 4%
intercst403/05/26
Re: Medical Procedures in retirement
intercst402/23/26
Re: The Healthcare Plan Most People Should Buy
flightdoc 101402/23/26
Re: The Healthcare Plan Most People Should Buy
flightdoc 101402/23/26
Re: The Healthcare Plan Most People Should Buy
Lambo402/18/26
My $0/month premium Part D drug plan
intercst402/17/26
Generalized fixed income news - ladder rebuild
suaspontemark402/17/26
Re: Finally got it right
onepoorguy402/12/26
Re: Year One withdrawal rate
intercst402/09/26
Re: From broke to $23 MM net worth w/ index funds
intercst401/20/26
Re: Take Early Non-Roth distributions?
InParadise401/15/26
Re: Don't delay your retirement, anything could h
InParadise401/03/26
Re: Don't delay your retirement, anything could h
onepoorguy401/03/26
Predicted for 2025 market
rayvt401/02/26
Re: OT: IBKR - SYEP
blm412/24/25
Re: Second order effects - asset depletion loans
rayvt412/12/25
Re: Portfolio for a 90 year old
rayvt412/06/25
Re: Portfolio for a 90 year old
hedgehog444412/06/25
Re: Portfolio for a 90 year old
Mark411/13/25
Re: Fixed income/bond investments
rayvt411/12/25
Re: Fixed income/bond investments
rayvt411/04/25
Looking at an income fund
rayvt411/01/25
Re: 100% Stocks
rayvt410/30/25
Re: 100% Stocks
sykesix410/28/25
Retired @ 65 W/ $7.8 MM and Feel Like I Oversaved
intercst410/27/25
Re: 100% Stocks
sykesix410/26/25
Re: Portfolio for a 90 year old
onepoorguy410/12/25
Re: Portfolio for a 90 year old
Engr27410/12/25
Re: Protecting the Downside
richinmd410/08/25
Re: Protecting the Downside
Mark410/08/25
Re: Protecting the Downside
rayvt409/25/25
Re: Covers calls: A Devil’s Bargain
rayvt409/22/25
Re: The 4% rule inventor makes some revisions
AdrianC408/24/25
Re: The 4% rule inventor makes some revisions
carolsharp408/22/25
Re: The 4% rule inventor makes some revisions
intercst408/21/25
Privatizing Social Securit
AdrianC408/19/25
Re: The 4% rule inventor makes some revisions
WEBspired408/19/25
Re: The 4% rule inventor makes some revisions
richinmd408/18/25
Re: The 4% rule inventor makes some revisions
InParadise408/18/25
Re: The 4% rule inventor makes some revisions
PucksFool408/10/25
Re: OIG + SSA letter - suspect DOGE phishing\fraud
weatherman408/05/25
Re: I like annuities
mungofitch406/30/25
Re: I like annuities
rayvt406/27/25
Re: OIG + SSA letter - suspect DOGE phishing\fraud
richinmd406/10/25
Re: OIG + SSA letter - suspect DOGE phishing\fraud
bacon406/09/25
Re: The Case for Long-Term Buy and Hold Investing
WEBspired405/14/25
Re: The Case for Long-Term Buy and Hold Investing
BG17405/14/25
Re: Why to not pay off your mortgage.
richinmd404/26/25
Why to not pay off your mortgage.
rayvt404/24/25
Re: Bucket withdrawal opinion
AdrianC404/03/25
Re: TIPS?
AdrianC403/06/25
Re: Total Portfolio Allocation and Withdrawal
AdrianC401/31/25
Re: Retirement Year 8
FlyingCircus401/05/25
Political correctness overrules performance &
PucksFool412/16/24
Re: What's worse than lottery tickets?
rayvt411/16/24
Re: What's worse than lottery tickets?
hedgehog444411/16/24
Re: What's worse than lottery tickets?
onepoorguy411/14/24
Re: What's worse than lottery tickets?
sykesix411/13/24
Re: What's worse than lottery tickets?
Mark411/13/24
Re: Worried about the ACA.
onepoorguy411/06/24
Re: 401k
sutton411/04/24
Re: 401k
Mark411/02/24
Re: 401k
bacon410/16/24
Re: 401k
sykesix410/16/24
Re: 401k
Rubic410/15/24
Inflation Fighting 2025 Part D Drug Plan
intercst410/02/24
Somewhat OT: DCU & 1st Tech CU to merge
rayvt409/30/24
Re: Annuities question
sutton408/14/24
Work Longer for a Larger SS Benefit?
intercst407/25/24
Re: Investment/Retirement Accounts
rayvt406/24/24
5.55% savings account
rayvt406/16/24
Re: Was the 401(k) a Mistake?
intercst406/16/24
Re: Was the 401(k) a Mistake?
intercst406/15/24
Larry Fink's Parents Retirement Story
intercst406/03/24
Re: Social Security
intercst406/02/24
Re: Retirement investing fees and costs
BRKNut405/28/24
Re: Retirement investing fees and costs
intercst405/28/24
Re: Social Security
Rubic405/08/24
Re: Social Security
rayvt405/07/24
Social Security
AdrianC405/07/24
Re: Early retirement pitfalls?
sutton404/30/24
Re: Early retirement pitfalls?
FishBulb404/29/24
Re: Early retirement pitfalls?
bacon404/29/24
Early retirement pitfalls?
FishBulb404/28/24
Re: 3% bonus for IRA transfer
rayvt404/01/24
Re: RMD's at Vanguard
hedgehog444402/19/24
Re: RMD's at Vanguard
rayvt402/17/24
Re: RMD's at Vanguard
bighairymike401/28/24
Re: Roth Conversions
bighairymike412/24/23
Re: Fidelity Portfolio Advisory Services
WEBspired412/17/23
Re: Short term cash yields
Mark410/30/23
Savings accounts
rayvt410/08/23
Re: Jim's 'annuitization'
Cardude409/22/23
Re: Jim's 'annuitization'
rayvt409/21/23
Re: Jim's 'annuitization'
onepoorguy409/20/23
Weighing in on elderly parent IRA
WEBspired408/12/23
Re: Cognitive decline
rayvt407/31/23
Re: Cognitive decline
bacon407/23/23
Re: Brokered CDs
RAMc407/15/23
Savings account rates
rayvt403/15/23
Re: Buying Treasuries Via Vanguard
richinmd403/14/23
Re: Bridge Money
bacon401/26/23
Re: What differs in retirement?
onepoorguy401/13/23
Self funded LTC
CathyInOhio412/20/22
Re: Tracking Expenses in retirement?
sutton310/03/26
Re: Forced Reirement at 50 with no Health Insurance
rayvt310/02/26
Re: Forced Reirement at 50 with no Health Insurance
AdrianC309/29/26
Re: How to take $200,000/yr from a $2MM portfolio
onepoorguy309/26/26
Dealing with 'wild West' of health care
intercst309/25/26
Re: Forced Reirement at 50 with no Health Insurance
intercst309/24/26
Re: Forced Reirement at 50 with no Health Insurance
rayvt309/23/26
Re: Forced Reirement at 50 with no Health Insurance
WEBspired309/22/26
Re: The 90% rule for Social Security
FlyingCircus309/21/26
Re: At what annual cost would you dump your insurer_QM
AdrianC309/21/26
Re: Rebuilding at a potential bottom
bacon309/20/26
Re: The 90% rule for Social Security
AdrianC309/15/26
Re: The 90% rule for Social Security
sykesix309/09/26
Re: The 90% rule for Social Security
Aussi309/08/26
Re: The 90% rule for Social Security
intercst309/06/26
The 90% rule for Social Security
intercst309/06/26
Re: MYGAs up as treasuries go up
richinmd309/03/26
Re: The psychology of retiring - oft ignored
onepoorguy309/03/26
Re: Securities Backed LOC (SBLOC)
rayvt308/24/26
Re: 80 Years of Financial Knowledge in 53 Minutes
sutton308/15/26
Re: 80 Years of Financial Knowledge in 53 Minutes
AdrianC308/15/26
Re: 80 Years of Financial Knowledge in 53 Minutes
Cevera1308/14/26
Re: 2Q CY2026 was great, but feels janky
AdrianC307/02/26
ETRADE gets with it
rayvt306/29/26
Re: First Withdrawal
FlyingCircus305/01/26
Re: Fire the Advisor with the 3% Fee?
richinmd304/30/26
Re: Short Squeeze
InParadise304/18/26
Re: First Withdrawal
InParadise304/16/26
Re: First Withdrawal
AdrianC304/16/26
Re: Yale Finance Prof. advises 100% stock
rayvt304/06/26
Re: Yale Finance Prof. advises 100% stock
rayvt303/29/26
Re: Yale Finance Prof. advises 100% stock
InParadise303/28/26
Re: WFC pl (Preferred Stock)
rayvt303/28/26
WFC pl (Preferred Stock)
richinmd303/28/26
Re: Yale Finance Prof. advises 100% stock
InParadise303/28/26
MYGA - issued by Axonic, brokered via Blueprint
suaspontemark303/27/26
Re: OT: Year of death RMD
InParadise303/17/26
Re: Cars, year one, no commuting
onepoorguy303/16/26
Re: Cars, year one, no commuting
sutton303/16/26
Re: Cars, year one, no commuting
rayvt303/16/26
Re: Most real life retirees don't take 4%
onepoorguy303/11/26
Re: Where does your Social Security Check Rank?
InParadise303/11/26
Re: Most real life retirees don't take 4%
intercst303/07/26
Re: Most real life retirees don't take 4%
unquarked303/07/26
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