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The week's question
In March 2025, in the thread "Re: OT, out", Umm asked the members: "Do you think it is because America is made up of magical soil that makes businesses based in America magically profitable?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Personal Finance / Retirement Investing
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Author: Mark ☼  😊 😞
Number: of 1355 
Subject: Re: Cars, year one, no commuting
Date: 03/17/26 9:00 PM
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No. of Recommendations: 4
I was very happy to find a 2020 Model Y on Tesla's website for $25,000 ($21,000 after the used EV tax credit.) Many thanks to the original owner who ate the first $40,000 in depreciation.

Not quite $40,000. The 2020 Model Y (LR AWD) sold for $53,990 early on and then was reduced to $50,990. So the depreciation was somewhere between $25,990 and $28,990 (according to google and their AI). Of course $25,000 may be more or less than the seller received from Tesla for their trade-in.

And if the original buyer bought that 2020 model in late-2019, there were still some of the old tax credits remaining (assuming they made the cut rule-wise).
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This community has written 1,284 posts about Retirement Investing. The article-length ones it recommended most:
The Case for Long-Term Buy and Hold Investing · 49 recs · 2025
Transferring assets to the next generation · 20 recs · 2025
Retirement Year 8 · 17 recs · 2025
(nearly) year one of retirement has been good · 11 recs · 2026
Buying Treasuries Via Vanguard · 10 recs · 2023
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