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Personal Finance Topics / Retirement Investing
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Author: FishBulb   😊 😞
Number: of 667 
Subject: Re: Early retirement pitfalls?
Date: 04/29/2024 4:16 PM
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Thanks, everyone.

My job is likely directly contributing to my vision loss in the form of ophthalmic migraines triggered by hypertension. I feel like I need to quit the job in order to save my eyesight. Or else I will lose my eyesight and be forced to quit. My ophthalmologist didn’t seem too concerned after my last visit. However, the neurologist, to whom I was referred by the ophthalmologist, seems somewhat concerned.

My expenses for last year, an unusual year in which I spent money like a drunken sailor, were about 2.5% of my net worth. My cloudy sky scenario is one where COBRA or ACA plan premiums, plus hitting the out of pocket maximum, adds $20k to my expenses. Still safe, according to FireCalc.

The scenario where I would be in trouble is one where I would need to be placed in an assisted living facility, max out healthcare expenses, get denied SSA disability, etc. I might get in trouble there.
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