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The week's question
In March 2025, in the thread "Re: OT, out", Umm asked the members: "Do you think it is because America is made up of magical soil that makes businesses based in America magically profitable?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Personal Finance / Retirement Investing
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Author: FishBulb ⎊  😊 😞
Number: of 1355 
Subject: Re: Early retirement pitfalls?
Date: 04/29/24 4:16 PM
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Thanks, everyone.

My job is likely directly contributing to my vision loss in the form of ophthalmic migraines triggered by hypertension. I feel like I need to quit the job in order to save my eyesight. Or else I will lose my eyesight and be forced to quit. My ophthalmologist didn’t seem too concerned after my last visit. However, the neurologist, to whom I was referred by the ophthalmologist, seems somewhat concerned.

My expenses for last year, an unusual year in which I spent money like a drunken sailor, were about 2.5% of my net worth. My cloudy sky scenario is one where COBRA or ACA plan premiums, plus hitting the out of pocket maximum, adds $20k to my expenses. Still safe, according to FireCalc.

The scenario where I would be in trouble is one where I would need to be placed in an assisted living facility, max out healthcare expenses, get denied SSA disability, etc. I might get in trouble there.
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This community has written 1,284 posts about Retirement Investing. The article-length ones it recommended most:
The Case for Long-Term Buy and Hold Investing · 49 recs · 2025
Transferring assets to the next generation · 20 recs · 2025
Retirement Year 8 · 17 recs · 2025
(nearly) year one of retirement has been good · 11 recs · 2026
Buying Treasuries Via Vanguard · 10 recs · 2023
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