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Personal Finance Topics / Retirement Investing
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Author: carolsharp   😊 😞
Number: of 1171 
Subject: Re: Safe Retirement Withdrawal Rate for 2026
Date: 12/09/25 12:35 PM
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No. of Recommendations: 6
There are endless debates about withdrawal rates, but it boils down to:

1) If you want to make periodic withdrawals from your portfolio for 30 years you need to pick some number, and the most widely accepted number is 4%.

2) That 4% number is based on historical data, but the worst thing to happen (e.g. great depression) wasn't the worst thing to happen until it happened.


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