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Personal Finance Topics / Retirement Investing
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Author: rayvt ✧  😊 😞
Number: of 767 
Subject: Re: Zweig article/30-year Returns
Date: 09/11/2025 9:55 AM
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I just saw a youtube video about that: "Why Having a Pension in Retirement Changes EVERYTHING"
https://www.youtube.com/watch?v=h7t2FKd4It4


I almost have to volunteer to owe any Federal income taxes.
Probably not anymore.

Be aware that even though you can wait until 73 to start RMDs, you jump into the table at the age 73 rate. Age 73 rate is 3.8%. That "3/10ths of 1%" withdrawal will be long gone.

You might want to start taking IRA withdrawals early so as to reduce the amount of the mandatory withdrawals at 73 & after. Pay a little more tax now at lower rate to save a much larger rate later.
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