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The week's question
In March 2025, in the thread "Re: OT, out", Umm asked the members: "Do you think it is because America is made up of magical soil that makes businesses based in America magically profitable?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Personal Finance / Retirement Investing
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Author: onepoorguy ⎊✺🐝  😊 😞
Number: of 1355 
Subject: Re: Early retirement pitfalls?
Date: 05/01/24 9:45 AM
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No. of Recommendations: 8
It's natural to be worried. We always worried about income and savings. If the calculators day you're ok, you probably are. Nothing is 100%. There could be scenarios that would wipe out everyone here. They just aren't very likely.

As Sutton said, it may be worth a consult with a fiduciary. ACA and irmaa are things to be aware of.

You may also be eligible for workman's comp of your issues resulted from your job. Worth a look.

You and us were in similar situations. We had some health scares, too. It drove home what another poster said: your health will be fine until it isn't, and then it's too late. Coming up two years retired. Don't regret it for a moment. Even a boring day retired is better than going to work. If you love your job, then you do. Maybe don't retire. I liked mine, but I prefer being retired, traveling, sleeping late if I want, puttering around the house or garden, etc. You have to decide that for you.
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This community has written 1,284 posts about Retirement Investing. The article-length ones it recommended most:
The Case for Long-Term Buy and Hold Investing · 49 recs · 2025
Transferring assets to the next generation · 20 recs · 2025
Retirement Year 8 · 17 recs · 2025
(nearly) year one of retirement has been good · 11 recs · 2026
Buying Treasuries Via Vanguard · 10 recs · 2023
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