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The week's question
In March 2025, in the thread "Re: OT, out", Umm asked the members: "Do you think it is because America is made up of magical soil that makes businesses based in America magically profitable?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Halls of Shrewd'm / US Policy
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Author: bacon ⎊  😊 😞
Number: of 86252 
Subject: Re: 401k
Date: 10/16/24 9:40 AM
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Roth conversions.... The only financial benefit that comes in is if your marginal tax rate NOW is lower than it will be in the future.

Not entirely. Roths inherited by non-spouses--children, for instance--still get favorable tax treatment relative to TIRAs.

Eric Hines
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This community has written 1,284 posts about Retirement Investing. The article-length ones it recommended most:
The Case for Long-Term Buy and Hold Investing · 49 recs · 2025
Transferring assets to the next generation · 20 recs · 2025
Retirement Year 8 · 17 recs · 2025
(nearly) year one of retirement has been good · 11 recs · 2026
Buying Treasuries Via Vanguard · 10 recs · 2023
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