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Outskirts of Shrewd'm / Help with Health & Insurance
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Author: AdrianC 🐝  😊 😞
Number: of 16 
Subject: Re: ACA: Catastrophic plans & HSAs
Date: 10/08/25 9:03 AM
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Me: "Got an email from Healthcare.gov yesterday, saying we won’t get subsidies, but could get a catastrophic plan. I’ll certainly look at it. Our current Bronze plan has $10k deductible per person. How much higher is a catastrophic plan?"

AJ pointed out on the Fool that the max deductible for any ACA compliant plan, including catastrophic plans, is $9,200 per person.

I checked our Bronze plan insurance card: Ind $9200/Fam $18,400 out of pocket max*

* Note this is the max covered by insurance. We can have other costs above this.
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