Re: ACA: Catastrophic plans & HSAs

The week's question

In March 2025, in the thread "Re: OT, out", Umm asked the members: "Do you think it is because America is made up of magical soil that makes businesses based in America magically profitable?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.

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Here's a less than encouraging piece on those catastrophic plans:

"Let Them Eat Catastrophic Plans!" Trump & RFK Jr. have a "genius" response to expiring tax credit crisis
acasignups.net - Let them eat catastrophic plans trump rfk jr have genius response expiring tax credit

And another not-so-good: Yes, in 2026 we will be able to have an HSA for the first time, knocking $10,750 off the top line, but this is offset some by losing $7,500 in pre-tax 401k catch up contributions. Catch up contributions now have to be in a Roth.

Our insurer is asking for a 17% increase for 2026. Unsubsidized cost of our Bronze plan (if they offer it) projected at $40,150/year.

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Doctors, getting 2nd/3rd opinions · 4 recs · 2023

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