My friend's Phillippina wife's ACA insurance premium is going to go up and he was telling her, but not quoting figures. Many people have already been notified of the increase in premium and can't afford the increase so they're talking about it on reddit. There is one plan here that people om medicare claim charges them nothing - no premiums - they just go to that plan's hospital and doctors. I didn't look because of my dilemma. For years, if I left my plan, I couldn't get back into it. I liked my care, so kept it, even when overseas and only one hospital would take it. Now there's a 1 year experiment allowed for ----gaps and you can go back after a year.

I had my wife on Ambetter in ACA and thought their care was poor, these were docs churning through patients to make a living, not ordering tests they should and giving cheap prescriptions So I did a medium strong deep dive into health care, and it took a couple of months as I knew open season was coming up. I wasn't going to change her and then my wife got lousy care again, so I dropped my BlueCrossBS to a PPO and brought her on.

Her ACA premium had been $200 which I thought was fine, then at tax time I lost part of my refund so we were up to $400 a month, excessive, but workable for good health care, but I thought it was poor health care. Many people are very happy with Ambetter, but we both weren't happy with hers. Now that $400 will become $800 methinks for other people, totally unaffordable for most folks.

If you look at reddit, you'll see a bunch of people discussing their predicament and some comments from Euros.