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Author: onepoorguy   😊 😞
Number: of 75968 
Subject: Re: 10% credit card rates
Date: 01/14/26 1:13 PM
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How do you pay for online purchases? Or make payments in stores if you don't use a credit card?

I'm just curious. I haven't paid for much stuff with cash or a check in more than a decade. I'd say 95% of my regular purchases are with a credit card.


Before there was an "online", I didn't have a credit card. Well, 1poormom put me on hers so that I would have one for emergencies. As I recall, it doubled as a calling card (remember those?). I would have some cash in my pocket. But if what I wanted exceeded that level, I would go to the S&L (remember those?!), withdraw what I needed, and go buy what I wanted. It was a really good way to not buy things, also, as I couldn't really impulse buy.

It was inconvenient, but relatively easy.

For online, there are a few options. Paypal is the most obvious. Many sites will take debits or e-checks. CCs are easiest, and most ubiquitous, but they aren't the only way.
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