No. of Recommendations: 0
If you are in a higher income range try to spread out your income.
Yes indeed. I carelessly ran a touch over the break point a few years ago.
I have been pulling money from my conventional IRA ever since 59 1/2, as pulling smaller amounts sooner, rather than letting the pot build, makes for smaller RMDs in the future. I turn 73 this year, so the RMDs will start. By my calculation, having already taken over $300K out of the IRA, my calculations say that my RMDs will be only slightly more than what I have been taking out all along, so should still be under the break point for the Medicare premiums.
Steve
