No. of Recommendations: 8
I'll do my best to avoid IRMAA, but it's inevitable that most all of the readers of this Board will pay IRMAA at some point in time.
But when compared to what the pre Medicare folks are going to be paying, us older people don't have it bad.
2026 IRMAA Brackets
Individual MAGI Couple MAGI Part D
$134,000 – $169,000 $268,000 – $338,000 Premium + $37.50
$169,000 – $202,000 $338,000 – $404,000 Premium + $60.40
$202,000 – $500,000 $404,000 – $750,000 Premium + $83.30
Everybody can do the math. The Part-B charge for 2026 is $283/month,
I believe. Annually, this comes to $3396. If you end up in the
1st IRMAA tier, you're looking at (283+37.50)*12= $3846 annually.
A lot of ACA consumers would luv to have that cost of healthcare.
( and of course there is Part D, and a supplement plan for some ).
Us older folks are not getting gouged nearly as bad as the younger
folks, according to what I'm reading. But the current regime will
be doing everything they can to drive our costs higher, so even the
relatively secure older people need to pay attention to what is going on in Washington.
