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Author: AdrianC 🐝  😊 😞
Number: of 75963 
Subject: Perspective on ACA Subsidies
Date: 11/13/25 9:07 AM
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Some perspective on ACA Subsidies. These are for 2026, without the enhanced subsidies.

These are estimates for my family of 5. Try it for yourself.

https://www.kff.org/interactive/subsidy-calculator...


2026 MAGI $150k $111k $75k $55k
Subsidy: $1,409 $1,920 $2,334 $2,471
Your Cost: $1,063 $552 $138 $0
% of MAGI: 8.50% 6.02% 2.20% 0.01%


Over $150,600 there is no subsidy.

If I could keep my income to $55k I would get free health insurance for my family, and basically pay no income tax into the bargain.
The poster Intercst has shown for years how this can be managed.

Related, a good piece by Krugman on why people we access to affordable health insurance:
https://open.substack.com/pub/paulkrugman/p/the-re...
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