Post #270 by Neuromancer on the Retirement Investing board

Personal Finance Topics / Retirement Investing

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Yes, I can see the strategy might be different for single filers.
As MFJ, we have a little more room in the size of the bracket. Also keeping a watch on IRMAA limits which kick in around the top of the 22%. I assume that is also pro-rated for single.
There is a material age difference between myself and Neurospouse, so we convert hers to reduce her eventual single filing issues.

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