To those of you who remember this ticker from the old Fool boards you may recall that this is another potential value acorn that Jim uncovered.

BFH is a private label credit card isuer that acquired a BNPL business a few years ago in an effort to stay relevant to milennials and gen z

The 1 year (down 30%) and 5 year (down 80%) charts are terrible.

Some metrics
PE 3 (gapp and non gaap); P/B .5; ROE 19%; NIM 18%. Yield 3%

The latest investor presentation issued in May at the time of the last earnings announcement might lead a fella to believe that the business is doing just fine and moving in the right direction: https://s28.q4cdn.com/645453783/files/doc_presenta...

Based on past performance I assume that this is the proverbial value trap, but would love to be convinced otherwise.

Jim, or anyone else?

rivervalley

PS - Have appreciated the discussion of DG both here and on the Falling Knives board. Have built up a 1.5% position over the last few days....

Thanks again to Manlobbi for creating this forum...

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