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The week's question
In March 2025, in the thread "Re: OT, out", Umm asked the members: "Do you think it is because America is made up of magical soil that makes businesses based in America magically profitable?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Personal Finance / Macroeconomic Trends & Risks
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Author: FlyingCircus ✧  😊 😞
Number: of 4581 
Subject: Re: Personal account security
Date: 08/08/26 12:22 AM
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No. of Recommendations: 7
> use a password manager (1Password is the best) to generate (and supply/remember) and maintain and protect secure long passwords. Do not store passwords in any browser, but especially Edge / IE.

I'm not bothered about wifi because it's got full WPA2, pw protected, and I live in a woodsy neighborhood where sniffing just doesn't happen.

> Do not use Edge / now unsupported Internet Explorer. Under any circumstances.

> use a malware wall such as Malwarebytes or at least Windows Firewall, and run its scans at least every couple of weeks.

> use a malware/ad site blocker extension like Ghostery in your browserS.

> use incognito mode if accessing a potentially shady or unknown site.

> regularly "clear your cache".

I use a Mac, so no need to bother with encrypting the hard drive. (I don't think so).

> Don't use Zelle to transfer money. Stick with Venmo, or just don't.

> Set up a passkey for bank accounts online. If they don't support it AND don't "do" MFA, use a different bank.

> Change your financial passwords periodically. Easy to do and manage with 1Password.

> Don't randomly click on sites linked in Microsoft store to get software like NotePad ++. Without a Ghostery in line, immediate mal/scareware can pop up. Know where those links are taking you!

+1 on freezing your credit, freeze/stop money transfers from your investment accounts and making sure your partner or a solid family member is your backup contact on everything.

FC
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