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The week's question
In March 2025, in the thread "Re: OT, out", Umm asked the members: "Do you think it is because America is made up of magical soil that makes businesses based in America magically profitable?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Stocks A to Z / Stocks B / Berkshire Hathaway (BRK.A)
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Author: AdrianC ⎊✹  😊 😞
Number: of 22354 
Subject: Re: Berkshire Safe Withdrawl Rate
Date: 02/05/26 11:17 AM
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No. of Recommendations: 2
Here's a great backtest.

BRK-A since 3/17/1980, 5% annual withdrawal.

Zoom up from 1980 to 1999.
Price essentially flat from 1999 to 2015.
Very slow climb up from 2015 to 2026.

Initial $10,000, ending value on 2/3/2026 $2,400,000
Total withdrawals $2,000,000


Sure, but 15% CAGR real will do that. We can't expect that performance for the 2025 retiree (ahem...).

Still, probably 4-5% withdrawal will keep us in the style to which we are accustomed and might leave a bauble or two for the kiddos.

Last 18 years, 5% WR:
testfol.io: Portfolio Backtester for ETFs and Asset Allocation
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This community has written 21,861 posts about Berkshire Hathaway. The article-length ones it recommended most:
BRK: Why Not XOM? · 62 recs · 2024
Second quarter comments · 60 recs · 2023
Berkshire's Profit Contributors · 58 recs · 2023
Summary of 2Q 2026 · 55 recs · 2026
3Q Summary · 53 recs · 2024
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