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The week's question
In March 2025, in the thread "Re: OT, out", Umm asked the members: "Do you think it is because America is made up of magical soil that makes businesses based in America magically profitable?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Personal Finance / Retirement Investing
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Author: richinmd   😊 😞
Number: of 1355 
Subject: Markets Tanking
Date: 03/03/26 10:45 AM
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Obviously with an unnecessary war and unknown goals, plans, etc. it never helps financial markets. Today, early, most everything is down, stocks, foreign stocks, bonds, and gold.

I'm seeing elsewhere people kind of panicking because they assume incorrect that when one asset goes down something else will go up. While that happens often it is far from guaranteed. A lot of people a few years ago finally realized bonds don't always go up and those funds can and do drop 10%+ at times, especially once a bull market ends.

I'm certainly not happy about seeing my accounts drop, trying to avoid looking, but unfortunately short of treasuries, CDs, TIPs, etc. most things go up and down.

I do have a bunch of cash that I kept thinking "I really should do something with this" and am glad I didn't. I don't think I will need to touch any investments for a decade so that is good despite not looking good.

And this is when people with annuities are grateful they don't have to worry about the market despite them in general being poor investments historically(!!!).

Good luck
Rich
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This community has written 1,284 posts about Retirement Investing. The article-length ones it recommended most:
The Case for Long-Term Buy and Hold Investing · 49 recs · 2025
Transferring assets to the next generation · 20 recs · 2025
Retirement Year 8 · 17 recs · 2025
(nearly) year one of retirement has been good · 11 recs · 2026
Buying Treasuries Via Vanguard · 10 recs · 2023
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