No. of Recommendations: 0
“Which countries do you think will dominate going forward?”
Not a clue. So own them all. Have 3 ex-US ETFs: AVIV, AVDV, VXUS. Large value, small value, blend.
Fortunately, we don’t need 18% CAGR (!!). 3 or 4% real will keep us in the style to which we are accustomed and leave a pile for the kids.
I-series savings bonds are not “bonds” as such. They’re tax-deferred, deliver a bit above official inflation. A good spot for an emergency fund. And can be used tax-free for education expenses. We will be cashing some in later for the kid’s school when her 529 expires.
