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Personal Finance Topics / Macroeconomic Trends and Risks
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Author: WendyBG HONORARY
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Number: of 3853 
Subject: Re: Control Panel: Middle-class vibe
Date: 08/31/25 2:39 PM
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Jeff wrote: It would be interesting to compare the debt/time curves to periods of finacial stress in the past.

Here you go. I don't think the situation looks bad. Unemployment is currently low. Consumers aren't carrying excessive debt, aren't carrying excessive debt relative to their disposable incomes and aren't defaulting at high rates.

https://fred.stlouisfed.org/graph/?g=1ofN0

https://fred.stlouisfed.org/series/CDSP

https://fred.stlouisfed.org/series/DRCCLACBS

Wendy
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