Post #5318 by james22 on the Berkshire Hathaway board

If someone appears to be repeatedly personal, lean towards patience as they might not mean offense. If you are sure, however, then do not deepen the problem by being negative; instead, simply place them on ignore by clicking the unhappy yellow face to the right of their name.

- Manlobbi

Stocks A to Z / Stocks B / Berkshire Hathaway (BRK.A) ❤

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Maybe that's why our boss says 5% (instead of 4%)?

"In point of fact, the historical initial withdrawal rate that would have worked for a 60/40 portfolio over any particular 30-year time horizon has varied between 4% and 10%, and the median is close to 6.5%.

But since we don’t necessarily know up front whether the next 30 years will be more like the average, the highs, or the lows, the idea of the safe withdrawal rate was simply to treat every time period as though it might turn out to be the worst."

https://www.kitces.com/blog/the-ratcheting-safe-wi...

Success Rates by Withdrawal Rate:

https://www.whitecoatinvestor.com/the-4-rule-safe-...

Calculator:

https://www.firecalc.com/

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