Post #2941 by rayvt on the Mechanical Investing board

Investment Strategies / Mechanical Investing

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For a long term "one click" strategy I think one can improve on that while keeping all the simplicity: if one is saving regularly, dollar cost average into a non-cap-weight index fund such as RSP.

It is hard enough to convince most people -- not people like us, but people who don't want to put any effort into investing -- to invest at all, let alone convince them to invest in an oddball like RSP.

The biggest advance in investing has been the automatic enrolling employees into their company's 401K by default.
401K's generally have an S&P500 index fund, but nothing like RSP.

My wife's company's 401K had 12 options, 8 of which were some sort of fixed income fund.

...
you'll lag SPY in the occasional gigacap upswings like the last 1990s and lately

Which will have them rejecting RSP, if they look at the standard 10 year charts.

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