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The week's question
In March 2025, in the thread "Re: OT, out", Umm asked the members: "Do you think it is because America is made up of magical soil that makes businesses based in America magically profitable?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Stocks A to Z / Stocks B / Berkshire Hathaway (BRK.A)
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Author: mungofitch ✹✺ SILVER
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Number: of 22353 
Subject: Re: OT: Asking for investment advice
Date: 06/04/23 2:43 PM
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No. of Recommendations: 19
What would you suggest?

I still like Berkshire, QQQE, and RSP.
If I were building a no-investment-decision retirement fund today for a non-expert, that's what I'd put in it.
Is RSP apparently overvalued? It sure seems that way to me. But in the long run, does it matter THAT much, if it's only one leg of a tripod?
Especially with the assumption that the investor in question has no particular investment expertise.
Things are hard to value, so it sure simplifies things if you don't try! Spend the effort on picking the right things.

All three will be worth more in real terms after five years, and more again in ten years, and yet more in fifteen years.
As a group I think they could support a 4% SWR starting from here, even though I'm not sure RSP by itself could manage it reliably starting from today's prices.
(each quarter withdraw 1% of starting portfolio size, adjusted for inflation. Sell small equal percentages of all holdings because dividends won't be enough)
There are certainly better withdrawal plans, but that's the one most people use to start the discussion.

My gut feel is that QQQE will rise in value the fastest among those three, because of my perennial assumption that Berkshire's growth rate will soon start to slow visibly on trend.
Hasn't yet, but it seems inevitable.

Jim
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This community has written 21,861 posts about Berkshire Hathaway. The article-length ones it recommended most:
BRK: Why Not XOM? · 62 recs · 2024
Second quarter comments · 60 recs · 2023
Berkshire's Profit Contributors · 58 recs · 2023
Summary of 2Q 2026 · 55 recs · 2026
3Q Summary · 53 recs · 2024
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