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Stocks A to Z / Stocks B / Berkshire Hathaway (BRK.A)
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Author: rayvt 🐝  😊 😞
Number: of 12641 
Subject: Re: Reading tea leaves
Date: 08/09/2024 6:19 PM
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No. of Recommendations: 2
No, inherited IRAs do have annual RMDs for non-spouse beneficiaries.
The IRS has been waiving them for the last couple of years while they finalize the rules.
It's funny, the IRS says their *is* an RMD, but if you didn't take it there is no penalty. Leave it to the government to play silly word games.


Apparently, Roth IRAs do not have RMDs, but I have seen "authoritative" sites disagree, some say both yes and some say no.

I agree with the recommendation of taking 1/(# of years remaining) as probably the optimum way.
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