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The week's question
In March 2025, in the thread "Re: OT, out", Umm asked the members: "Do you think it is because America is made up of magical soil that makes businesses based in America magically profitable?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Investment Strategies / Bond Investing
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Author: InParadise ⎊☼  😊 😞
Number: of 102 
Subject: Re: Target Maturity Funds (TMFs)
Date: 03/11/23 8:00 AM
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No. of Recommendations: 4
I'm afraid I'm embarrassed by my process and need for remedial lessons in investing. And then how slowly I learn them.
I'm afraid of making mistakes. Terrified in general. I had a lot of criticism growing up, so I venture very slowly, sometimes. Just to put my personality in perspective. Posting helps clarify my thoughts, I only hope it helps others in some way instead of cluttering up the board.


Don't be embarrassed or afraid. You will benefit from the act of posting itself, as the very act of putting something in words for others to understand helps you understand things better yourself.

And others will benefit from your exchanges.

I recall a time early in my career, when I as a recent college grad with just an undergraduate, was thrown into an advanced position at work that needed a warm body. The company I worked for had a strong preference for not hiring advanced degrees, and their method of training tended towards throwing you in the deep end and having you sink or swim. Was getting sent to conferences, where I had to present research material I had inherited from my predecessor to mostly PhDs, in an area that I was pretty new to and the company I worked for was trying to break into. This was the asphalt industry where young women were rare and for the most part patronized. I also attended the other presentations, and somehow managed to raise the courage to ask a question that I feared was basic, certain I would cement the opinion of those men with advanced degrees and decades of experience towards viewing me as a piece of fluff rather than someone with a great knowledge base and a product they should consider adding to their asphalt.

So I asked the question. Was amazing to me just how many of those PhDs came up to me afterwards and thanked me for asking the question. They had not understood the point either, but had been afraid to tarnish their reputation in front of their peers....

The only foolish question are those not asked.

IP
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This community has written 102 posts about Bond Investing. The article-length ones it recommended most:
Bond Investing, a Brief Intro · 20 recs · 2023
Target Maturity Funds (TMFs) · 8 recs · 2023
A Preview of Coming Attractions · 8 recs · 2023
OT: An exchange done at TMF. · 7 recs · 2023
A Book List for Bond Investing · 6 recs · 2023
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