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Personal Finance Topics / Macroeconomic Trends and Risks
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Author: Steve203 🐝  😊 😞
Number: of 3853 
Subject: Re: Control Panel: Iran War 2026 and 1973
Date: 03/02/26 10:44 AM
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changes to our accounts we need to make to improve our positions for tax treatment when RMDs start for DH in about 6 years, social security draws in 3.

I started drawing from my conventional IRA at 59 1/2. The idea was to draw down the IRA, in a controlled manner, to minimize the future RMDs. The 1099 for the 2025 IRA distribution shows what the RMD will be for 26: roughly 10% higher than what I have been drawing. If I had not been drawing, the IRA would be about 30% fatter, with resulting impacts on Medicare premium and extra geezer deduction.

Steve
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