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The week's question
In March 2025, in the thread "Re: OT, out", Umm asked the members: "Do you think it is because America is made up of magical soil that makes businesses based in America magically profitable?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Stocks A to Z / Stocks B / Berkshire Hathaway (BRK.A)
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Author: rayvt ✧☼🐝🐝  😊 😞
Number: of 22347 
Subject: Re: GEICO: Not impressed
Date: 10/08/24 12:54 PM
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There is something to be said for an independent insurance agent who has many insurance companies at hand.
Especially if they do a decent job at picking GOOD companies. Which is a potential problem, of course.

We have used the same agency for 20 years, two different agents because the first one retired. I get a call every 2-3 years to see if I want to get quotes from different companies. So far we've switched 3 times.
I also get a call if my company has increased my rate a lot. Got a call last year, she said every company jacked up the premium. A bad hailstorm and another bad windstorm will have that effect. ;-(

Whenever we needed to change/add/drop a car I just call our agent and she takes care of everything.

In the past I have used direct companies, GEICO, Allstate, State Farm. Had a devil of a time with Allstate getting ahold of them.
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This community has written 21,850 posts about Berkshire Hathaway. The article-length ones it recommended most:
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Summary of 2Q 2026 · 55 recs · 2026
3Q Summary · 53 recs · 2024
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