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The week's question
In March 2025, in the thread "Re: OT, out", Umm asked the members: "Do you think it is because America is made up of magical soil that makes businesses based in America magically profitable?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Personal Finance / Retirement Investing
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Author: onepoorguy ⎊✺🐝  😊 😞
Number: of 1355 
Subject: Re: Discounts/savings
Date: 01/10/25 1:31 PM
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No. of Recommendations: 1
You know that you can give any date for your birthday when you signup for the apps, right?
Spread it out.


1poorlady and I coordinate. Our b-days about 4 months apart. For the places that require you show your ID, you're stuck with your actual b-day. But email clubs and apps, you can put anything. Just show the email you receive (or the app coupon), and you get your freebie. And that is very useful if you have several memberships, because the coupons are usually only good for 7 days, and that can be a lot of eating out if you don't fudge the dates on some of them.
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Members reply directly to onepoorguy here — and replies get answered. Reading is free; so is joining the conversation. Join Shrewd'm »
This community has written 1,284 posts about Retirement Investing. The article-length ones it recommended most:
The Case for Long-Term Buy and Hold Investing · 49 recs · 2025
Transferring assets to the next generation · 20 recs · 2025
Retirement Year 8 · 17 recs · 2025
(nearly) year one of retirement has been good · 11 recs · 2026
Buying Treasuries Via Vanguard · 10 recs · 2023
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