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Personal Finance Topics / Retirement Investing
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Author: AdrianC ⎊🐝  😊 😞
Number: of 767 
Subject: Re: The 4% rule inventor makes some revisions
Date: 08/12/2025 10:32 AM
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I have a real problem with so many sites that recommend various SWR approaches claiming (say) only 1% chance of failure. That's one person out of a hundred among the people who follow their advice ending up living in a cardboard box under a bridge.

It's worse than that - everyone starting this scheme at one of the "1%" times ends up living in a cardboard box under a bridge.

Well, kinda. In reality I expect most folks will trim spending in a very poor return scenario.

Anyone here retire in 2000? What did you do?
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