No. of Recommendations: 13
Overall a pretty good year, beating the S&P-500 by a good amount due primarily to a solid investment in GOOG early in the year that paid off well.
1Y 3Y 5Y
tecmo +21.6% +23.9% +15.3%
S&P-500 +17.1% +22.9% $14.4%
I am still in the accumulation stage (although accumulations are now a tiny portion of the portfolio each year) so I am pretty much fully invested almost all the time. I did open up a small BND position this year that I will probably add to in 2026 as I get a bit more defensive (and I might make a big purchase [~5% of the portfolio will need to be liquidated] in the next 18 months that I want to be prepared for).
Investment Mix
Equities 95%
Cash 3%
Bonds 2%
No major changes to my investments this year, I added a fair bit to GOOG (increased to 15% from 10% YoY), and played around with LULU as a speculative play. I trimmed MSFT for the first time in many years (moved that into BND).
Investments
US Index 26%
MSFT 16%
GOOG 15%
BRK 14%
Global Index 11%
AAPL 4%
CASH 3%
OTHER 3%
TD Bank 2%
AMZN 2%
BND 2%
DG 1%
DIS 1%
LULU 1%
Indexes + BRK are my core holdings and are roughly 50% of my portfolio at all times. I have a mix of US indexes that so far has proven to be a drag on the portfolio. I would have been better off in SPY only the past few years for sure. I am not planning on throwing in the towel in this allocation just yet. If you look above, I am way overweight on MSFT, GOOG which sort of counters the equal weight (RSP, QQQE) indexes.
Index Performance
My US Index Funds are roughly
SPY : 50%
RSP : 25%
QQQE : 25%
1Y 5Y
SPY +16.64% +82.39%
QQQ +20.40% +95.80%
RSP + 9.64% +50.20%
QQQE +14.03% +26.12%
Happy new year!
tecmo
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