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Stocks A to Z / Stocks B / Berkshire Hathaway (BRK.A)
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Author: Knighted ✧  😊 😞
Number: of 15056 
Subject: Re: OT: Berkshire or mortgage
Date: 06/02/2023 10:24 PM
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I actually did just that - paid cash for a house for the first time, raising the funds by selling BRK and some other investments.

My rationale for doing so mirrors DTB's.

For me, it comes down to the simple equation of (highly conservative) expected BRK return minus current interest rates on a mortgage, and taxes too.

That difference was not large enough right now to sway me, but that could certainly change in the future.

The only other thing I'd add is that paying cash now does not preclude you from taking out a mortgage later.

You'd still have the flexibility to take out a mortgage and deploy the equity in your home into stocks if/when rates drop significantly lower, and/or BRK becomes even more attractive in price.
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