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The week's question
In March 2025, in the thread "Re: OT, out", Umm asked the members: "Do you think it is because America is made up of magical soil that makes businesses based in America magically profitable?" This week it is put to everyone again. The button below opens the small thread re-asking it - read what others have said so far, then give your own answer as an ordinary reply.
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Personal Finance / Retirement Investing
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Author: onepoorguy ⎊✺  😊 😞
Number: of 1355 
Subject: inheriting via trust
Date: 06/20/23 11:04 PM
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So I'm the named person on 1poormom's trust. She doesn't look like she's going to last much longer (stroke last week). Though she did eat a bit last night (first time in over a week!!), so that's good.

But it got me wondering. She has to take RMDs. Whenever she passes, I don't have to take them. How is that handled? Does her trust still have to take the RMDs? Is it better (or even possible) to merge her trust with ours (or liquidate her trust assets and deposit them in ours)?

It may seem a bit callous, but she wouldn't want me to be caught flat-footed over her finances. I have been content to manage them for her, make sure her bills are paid, her needs are met. The stroke was unexpected, so now I'm wondering what I need to do when she no longer has any bills.
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This community has written 1,289 posts about Retirement Investing. The article-length ones it recommended most:
The Case for Long-Term Buy and Hold Investing · 49 recs · 2025
Transferring assets to the next generation · 20 recs · 2025
Retirement Year 8 · 17 recs · 2025
(nearly) year one of retirement has been good · 11 recs · 2026
Buying Treasuries Via Vanguard · 10 recs · 2023
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