Subject: Re: Investment/Retirement Accounts
Ugh. Going back to work? Hopefully it's because you want to, not because you have to. They'd have to offer me a LOT to make me go back. Two years, and I'm not bored yet. :-)

At first blush, it seems like you have it covered. Maybe Ray or intercst could add something.

Also, keep in the back of your mind the IRMAA for Medicare. I need to distribute mom's inheritance within 10 years, but really I only have about two or it will impact my IRMAA calcs.