Subject: Re: Best way to get USD into Wise?
<< Do you find that FX rates are comparable on Wise and with Schwab? >>

Yes, both have good rates. With Schwab, they will lock in the FX rate
with you on the phone just before executing the transfer. You can
cancel the transfer within 30 minutes with no additional fees applied.

I also think Schwab does a good just of identity verification (e.g.
voice recognition, questions about recent activity, etc.) as well as
taking care to ensure your transfer is going where you intend it
to go.

IRK.R is probably fine too, but I have no experience with them. It's
probably easy to compare transfers rates between the two brokerages.

-Rubic