Subject: Re: ACA: Catastrophic plans & HSAs
Me: "Got an email from Healthcare.gov yesterday, saying we won’t get subsidies, but could get a catastrophic plan. I’ll certainly look at it. Our current Bronze plan has $10k deductible per person. How much higher is a catastrophic plan?"
AJ pointed out on the Fool that the max deductible for any ACA compliant plan, including catastrophic plans, is $9,200 per person.
I checked our Bronze plan insurance card: Ind $9200/Fam $18,400 out of pocket max*
* Note this is the max covered by insurance. We can have other costs above this.