Subject: Re: Mortgage payment and HOA equilibrium...hmm
fwiw having lots of contacts via florida time.
everyone i know who doesn't plan to expire there has at least a vague notion of getting out. (some niche exceptions like st.joe area transplants working from home or retired)

am not talking about the trump-induced non-owner\immigration outbound flood, but people paying property taxes.
if there is a big inflection to ditch pricier climate vulnerable properties, there will be a lag affecting inland values.
the ultrawealthy (and especially climate deniers despite in-their-face premiums) believe they have enough political clout to always get insurance\gov to pay...or are so wealthy losing a 2nd\3rd home is not the end of the world.
in general, everybody thinks they will NOT be on the back half of the departure...so let the math aid you.