Subject: Re: What a real retirement portfolio looks like
Personally, I don't like bonds or bond funds. I own some because I have a target date fund, but that's it. Everything else is stocks.
Early on in my investing I learned the hard way that bond funds are NOT "safe". Far from it. So I'll stick with equities, though I am considering doing a laddered CD structure (which is relatively safe, and sometimes you can get CDs that pay significantly higher than inflation).