Subject: Re: SVB bailout
Where do you draw the line? One suggestion would be that any account with no interest, or let's say interest that is less than half a 3-month Treasury bill, might qualify as a bank account, fully guaranteed.

I would draw the line at being 100% reserved. You would have to pay the bank for these services because they will get zero investment income from your dollars. More like a safety deposit box than a savings account.