Subject: Re: Morningstar Analysis
What would we do without analysts like Brett Horn... That's what makes a market!

Seriously though, I don't need "alpha" from Prem. With underwriting profitability and the leverage I get on a $68 Billion investment portfolio on $23 Billion of shareholders equity, all I need is 5%. I am willing to place (continue placing) a bet that Prem does at least 5 but apparently Brett Horn is not.

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