Subject: Re: Happy ACA Subsidies Expiration Day!
<<Folks making over 400% of Federal Poverty Level will see their tax credits run out. Those under 400% will see their tax credits reduced.>>

That was already reflected in the exchanges, yes? So, if you've signed-up, you should see no difference (i.e. you already saw the changes).

Yes, but OP wrote "Starting today, around 22 million Americans enrolled in Obamacare will see their tax credits run out", which is, at best, rather misleading.

For some odd reason I didn't see a significant change. My exact plan wasn't available this year, so I signed up for the recommended replacement. It had a slightly higher deductible, but was mostly the same.

That's great. My income is all over the place so hard to compare year to year. Without subs ours went up 20%, same Bronze plan, slightly higher max out of pocket.

If I can stay below 400% FPL, what we will pay in 2026 will be less than 2025, but will be 14% of AGI versus 8.5%.