Subject: Re: When do you take your RMD?
My wife and I tend to take ours in November to leave time to fill in any shortage in the original estimates of what's due (and we're cautious about cushions--nothing is complete until it's all complete, and gremlins exist). Exceptions are similar to the one this year: large household expense, so I'll be taking a cash-centered partial RMD out of mine next month (or the following) to cover that cost.

Eric Hines