Subject: Re: 5% savings account
She speculated that since those excluded states have a brick & mortar branch of Santander, they don't want to compete with themselves.

Santander seems like a solid bank, so low risk there.

Agree that this 5% is probably a teaser rate to quickly get new accounts.

Before I even got to the "mobile device (smartphone or tablet) with face- or fingerprint-recognition capabilities" I decided it wasn't worth the effort to me.
Being retired and having frozen my credit, I have to unfreeze all 3 credit bureaus to open a new financial account of any kind. Generally it's not worth the hassle.

BRIO is paying 4.85%