Subject: Re: I am noodling on a major change to my portfolio.
"Sequence of returns not an issue "If you have enough money to fund your retirement".

How much is enough? If you have to ask... ;-)"


Good one.

I left the corporate life March of 2019.

I generally have kept 3 years of cash for expenses on hand. I have never owned a bond in my life. Rest is mostly in Berkshire, Apple and Google.

I have real estate that could be sold but I sleep well at night.


one could argue 5 years of cash would be safer. To each his own.