Subject: Re: Hotel costs
Jeff,
I think you had mentioned this item. I discovered this last year on a visit to Africa, more specifically, Tanzania. In some countries, there are "tiers" of exchange rates. In Tanzania, some banks have a two tier rate
$50, $100 - one exchange rate
$20, $10, $5 - lower exchange rate
Sometimes the difference can be sizable - abt 10%

On my airport departure, I thought I would tackle this by using my Capitol One card. Still didn't work as the merchants generally charged a fee to convert from Tz currency to $$$