Subject: Re: How to Avoid the 'Medigap Trap?'
{{ Or just don't sign up for an "Advantage" plan...ever.

I know I won't. Been warned about it too many times for too many years, most recently by John Oliver last fall. }}

I went to one of those SHIP seminars that discuss your Medicare options at age 65 a few months before my birthday. The presenters aren't allowed to make any specific recommendations, but they emphasized that if you enroll in Medicare Advantage, you must switch back to Medicare within one year to avoid medical underwriting.

I wonder how many people are able to read between the lines on that statement?

https://www.shiphelp.org/

intercst