Subject: Re: Dynamic withdrawal rules during retirement
I'm at 1.98pct withdrawal rate. Will probably retire in the next 5 years, so will likely be lower by then. I have RSP and DGRO which is about 40pct of my portfolio, so will just take the dividends from that. 55pct BRK, would just sell 2pct of that a year.
...
My only concern is i am early 40s

Not sure if you have read any of these, or if they are of any interest.

The concept:
"The underlying idea is that, ultimately, the amount you can withdraw from a portfolio without ANY danger of it running out is the rate of increase in the value of the portfolio. If you don't withdraw more than the real increase in value, perhaps with some smoothing, then the portfolio will last forever...or at least as long as the businesses in it are creating value."

Oldest post
http://www.datahelper.com/mi/s...

then better description with a follow up a few years later.
http://www.datahelper.com/mi/s...

somewhat related but more recent post
https://www.shrewdm.com/MB?pid...

this one is more about the potential utility of the smoothing as being a better metric of value than "current" value estimates from book or assets/earnings
https://www.shrewdm.com/MB?pid...

Note, these posts address the question "If a person retiring today had nothing but a big block of Berkshire shares, what's a safe withdrawal rate for income to last through retirement?".
They are not a recommendation that that's the way to go~~

Jim