Subject: Re: What's worse than lottery tickets?
rayvt,

<< The sad thing is, the people who really need the extra money can't afford to wait until 70. >>

They don't have to wait all the way to age 70. Any delay in taking SS by spending down some of your nest egg helps to increase your lifetime income. The sad thing is the 40 years of blanket advice that "SS is going broke, and you'd be smart to take it at age 62". That's what helping to keep senior citizens poor.

intercst