Subject: OT: Year of death RMD
My father-in-law passed away in Feb 2025. Prior to his death he had taken half of his 2025 RMD from his IRA.

Later in 2025 his IRA was rolled over (in its entirety) into my mother-in-law's Rollover IRA. We have recently discovered that the remaining 2025 RMD withdrawals were never taken. And now, of course, the balance is zero.

Is there a way to correct this via my mother-in-law's IRA?