Subject: Re: Reading tea leaves
No, inherited IRAs do have annual RMDs for non-spouse beneficiaries.

Like I said, this is NOT correct anymore after the SECURE act has passed. Most typical non-spouse heirs do not have RMDs and must drain the account entirely within 10 years. However, tax law being tax law, they made it somewhat complicated. If the person died before Dec 31, 2019, then RMDs still apply to non-spouse heirs. But if the person died on or later than Jan 1, 2020, then RMDs do not apply to most non-spouse heirs (there are a few exceptions, like minors, disabled, or someone less than 10 years younger than the decedent).

Here's a link to the investopedia page about it (I was about to link the IRS pages, but those are even less clear) - https://www.investopedia.com/t....